Debt Advice

Struggling with debt? You?ve no doubt already spent considerable time searching online trying to get some debt advice that makes sense to you.
Your search is over, read on...

You can download copies of the independent advice booklets issued by the Association of Business Recovery Professionals here and the Insolvency Service here.
Expert help completing bankruptcy forms

  • IVA's
  • Consolidation
  • Remortgages
  • Debt Management
  • Bankruptcy
  • Apply
Heard about IVA's? IVA's
Heard about IVA’s? Think they may be a solution for you?
Call or email us now.

An IVA is a formal binding agreement between you and your creditors to settle your debt within a reasonable and fixed period of time (usually about 60 months). Once you start an IVA, any interest or debt charges are frozen and the companies you owe money to will be stopped from demanding any additional payment, but you must fully adhere to your side of the arrangement. There are fees which are explained in the link on the left.


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Consolidation Loans Consolidation Loans
Simple Debt Solutions Ltd does not arrange consolidation loans, but with your permission we may pass you to our associate company who can help and advise you. They will give you details of any cost involved in this. The information given on this site is for information only and does not intend to be formal advice.

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Remortgages Remortgages
Simple Debt Solutions Ltd does not arrange remortages.

The following is for information only. You should seek formal advice from a qualified mortgage broker, who will be able to provide you with details of costs involved. With your permission we may pass your details to a suitable qualified person.



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Our management plan can help you Debt Management
Simple Debt Solutions Ltd does not arrange Debt Management plans but with your permission we can refer you to our associate company who can help and advise you. You should ask them about the costs of such a plan. The following is for information only and is not intended to be formal advice.

Click here to find out more
Bankruptcy is a worrying and serious situation for many people Bankruptcy
Bankruptcy is a worrying and serious situation for many people (we take many hundreds of calls per year on it) so don’t think that you’re alone. Our experienced team is on hand to give you clear, bespoke advice 9.00am until 5.00pm.

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You can download copies of independent advice booklets issued by the Association of Business Recovery Professionals and the Insolvency Service below.

 

But with so many companies purporting to offer debt advice it?s difficult to decide exactly who to make contact with. You?ll probably have read all the bad debt advice horror stories out there and want to ensure that you get sensible, quality advice.

We?ve been around for many years and our staff are experienced and are supported by qualified professionals.

We are highly regarded by our customers (just take a look at some of our many testimonials below and here).
We know from experience that the next step is the hardest but also the most important and liberating. You?ve got to pick up the phone and get correct, independent advice.

Please call us now on 0800 389 5959 and ask to speak to one of our advisors in total confidence. If you?d prefer, you can fill in our contact form here and we?ll call you at a time that is most convenient.


Testimonials


Real thank you letters from real customers
Review From Mr and Mrs A 23 July 2008
Their situation:
Myself and my husband got into debt after the birth of our 2nd child and I was unable to return to work due to suffering with postnatal depression, we also had a 2nd property which we were unable to sell and had to cope with 2 mortgages and rising living costs on 1 wage.
 
How Simple Debt Solutions helped them:
I telephoned for debt advice and spoke to an advisor who was wonderful, she didn't judge us at all, she explained everything thoroughly and was very professional, she held our hands the whole way, she was always available when we had queries or when we just needed reassurance.

Real thank you letters from real customers
Review from Mr and Mrs G 22 July 2008
Their situation:
I am a childminder and my husband a chemical technician. We both live in Swindon. We accumulated debts of £79,000. We had no equity in the property and were being threatened at all angles from different creditors.
 
How Simple Debt Solutions helped them:
We talked to Laura about our debts and amounts owed and what we could actually afford. She was always reassuring, helpful and very relaxed even when we were at breaking point on the phone to her. Proposed IVA sent to us within a matter of days, signed and 2 weeks later IVA approved. It might seem a bit far fetched but believe me, we cannot THANK them enough. We only wish we knew about them earlier. We wouldnt have gone through all the stress and trauma we have gone through in the last year. They are very helpful and professional.

If you are worried about the amount of debt you are in, you need to take professional advice as soon as possible.

Our experienced team are on hand to ensure that you get the debt support and information you need.

Our friendly team are on call 9am - 5pm Monday to Friday. They will take the time to understand your personal debt situation and work hard on your behalf to help you get back on your feet.


Call our debt advisors NOW! Our experienced team are available 9.00am until 5.00pm on 0800 389 5959. They’ll listen to your debt problems with a sympathetic ear.